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Thomas W. Young, CLU, ChFC, RFC, CSA is the founder of 1st Consultants, Inc. and a longtime financial professional, speaker, author, and coach who shares practical financial insight, motivational teaching, and inspirational life lessons for families, business owners, and audiences seeking clearer thinking and lasting impact.
Tom has a varied background as a professional speaker, published author, life coach, entrepreneur, and financial professional. He has lectured and presented to corporations, colleges, universities, social groups, and nonprofit organizations.
He wrote and published Life Insurance: Will It Pay When I Die? and has promoted The Family Money Farm and The CFO Project as part of his mission to help families improve financial thinking and decision-making.
Tom is founder and president of 1st Consultants, Inc. and Thomas W. Young and Associates, Inc. He has earned the professional designations Chartered Life Underwriter, Chartered Financial Consultant, Registered Financial Consultant, and Certified Senior Advisor.
He was also chosen by the Beaver Valley Chamber of Commerce as Entrepreneur of the Year and continues to share financial education through speaking, coaching, interviews, and media appearances.
Tom speaks on financial education, motivational growth, and inspirational life principles for audiences that want practical insight, clear thinking, and encouraging real-world perspective.
Tom delivers practical presentations on money, life insurance, retirement thinking, family strategy, and long-term financial decision-making. His talks are designed to simplify complex ideas and help audiences think more clearly about their financial future.
Tom’s motivational presentations focus on mindset, discipline, purpose, and the habits that help people move from good intentions to meaningful action. He challenges audiences to think bigger, act with intention, and pursue progress with clarity and conviction.
Through stories, experience, and heartfelt communication, Tom shares inspirational messages centered on perseverance, hope, faith, personal growth, and legacy. His style encourages people to keep going, think differently, and make a positive impact in their families and communities.
Tom “rocked the house” with an impassioned keynote that touched the audience and helped close out a major sales and networking forum on a high note.
Attendees described his presentation style as uplifting, entertaining, enlightening, and memorable, while still delivering a clear message with style and grace.
Tom’s media library includes financial education, prosperity thinking, interviews, keynote clips, and inspirational commentary for viewers who want practical ideas and encouraging perspective.
Recent content from Tom’s channel for visitors who want the newest material first.
Featured content focused on financial concepts, wealth thinking, and long-term decision-making.
Explore Tom’s broader channel featuring finance, mindset, speaking clips, interviews, and inspirational content.
Practical financial education resources for families, individuals, and anyone who wants to make more informed decisions.
This book helps readers better understand one of the most important and misunderstood areas of personal financial planning: life insurance. Tom explains key concepts in a direct, practical way designed to help individuals and families make more confident decisions.
Whether someone already owns life insurance or is considering buying a policy, this book is written to make the process easier to understand and more useful in real life.
Tom’s work around The Family Money Farm and The CFO Project continues his focus on helping people improve financial thinking, family strategy, and long-term decision-making.
Explore Tom’s MediaFor speaking engagements, financial education events, interviews, or business inquiries, reach out directly using the information below.
Use the form below for speaking inquiries, interviews, or general questions.